Who must be listed as the certificate holder in each insurance policy?

The certificate holder in each insurance policy should be the Department of Public Safety Private Investigator Security Guard Services. This is because the department oversees licensing and regulatory compliance for those in the private investigator and security guard industries. By being listed as the certificate holder, the department has the ability to receive proof of insurance and ensures that the insured party maintains adequate coverage as required by law.

Other organizations, such as the Insurance Regulatory Commission or local police departments, may have roles in the broader regulatory or enforcement framework, but they are not specifically designated as certificate holders for insurance policies related to private investigator and security guard services. The State Department of Commerce generally deals with business regulation and commerce but is also not directly involved in the insurance requirements for private security licenses.