What is the role of an independent insurance adjuster?

The role of an independent insurance adjuster centers around engaging solely in insurance adjustment activities. This includes evaluating insurance claims filed by policyholders, investigating the circumstances surrounding those claims, and determining the extent of the insurer's liability. Independent adjusters often work on behalf of insurance companies, bringing an objective perspective to claim assessments since they are not employees of the insurer. Their work enables a fair and thorough examination of claims, facilitating the claims process for both the insurer and the insured.

This specialization underscores their importance within the insurance industry, as they leverage their expertise in understanding policy provisions, assessing damages, and negotiating settlements. This focus on insurance-specific roles and responsibilities differentiates them from professions such as private investigators or those conducting genealogical research, where the functions, skills, and objectives differ significantly.